Occupied life annuity without rent. 4-room apartment, 108m2 with garden

In a prestigious Haussmannian apartment,
a rare luxury apartment in Paris's 17th arrondissement, Plaine Monceau Wagram
district. This 108 sq m (1163 sq ft) ground-floor apartment features 4 rooms, a terrace, and a 50 sq m (538 sq ft) private garden. It also includes
a cellar
faces south.
Financial analysis: Sale of an occupied apartment with a reserved right of use and habitation for a 67-year-old woman (23-year investment horizon). Please note that in a life annuity sale with retained occupancy, the seller remains in the property, and you cannot live there.
Property value: €1,520,000.
Right of use and habitation: €875,000.
Purchase price: €742,500 (including agency fees of €97,500 including VAT, payable by the buyer). No annuity payments are made unless the right of use and habitation is relinquished.
In the event of early release of the property (Abandonment of the Right of Use and Habitation), compensation will be provided by a monthly allowance of €1,326, which will be indexed annually according to the consumer price index excluding tobacco.
Property Tax: €2,432 (including €528 for refuse collection, payable by the occupant).
Annual condominium fees: €2,995 (including €892 payable by the occupant).
No legal proceedings are currently underway.
Certificate (EPC): D.
Property Description:
In the heart of the Plaine Monceau district and on the iconic Place du Brésil, in a prestigious Haussmannian building, this beautiful apartment boasts a charming 50m² private garden.
It comprises:
a large entrance hall, a magnificent living room opening directly onto the garden, two comfortable bedrooms, an office, a beautiful fully equipped kitchen, a shower room, a separate toilet, and ample storage.
A cellar completes this property.
This apartment has retained its period charm and benefits from abundant natural light thanks to its south-facing aspect and high ceilings.
The building is impeccably managed and maintained.
Located in a sought-after area, close to all shops,
public transport, and the nearby Parc Monceau.
Information on the risks to which this property is exposed is available on the Géorisques website: www.georisques.gouv.fr