Sell your luxury property for sale: guaranteed capital, secure monthly payments, optimized taxation. Ideal solution for demanding sellers.

High-end deferred sale: a strategy for sellers of exceptional properties

1. Why opt for forward sales?

Installment sales are a tailored wealth management solution for owners of prestigious properties in France—Haussmannian apartments, Parisian mansions, villas in Provence or on the French Riviera. They allow you to sell while retaining occupancy rights , receive an immediate lump sum , and then fixed monthly installments over a predetermined period. Unlike traditional life annuities, they offer certainty and complete control over the settlement schedule.

2. The advantages for the luxury seller

1. Immediate capital + regular income : you receive a lump sum upon signing, supplemented by predictable monthly payments.

2. No age-related risks : neither death nor life expectancy to be predicted.

3. Enjoyment retained according to your needs : option occupied until an agreed date (often between 5 and 20 years).

4. Security for heirs : in the event of early death, the monthly payments are made to your beneficiaries according to the contract.

5. Favorable tax treatment : regular payments do not constitute taxable income when the main residence is concerned.

3. Suitable properties: Paris 16th arrondissement & major prestigious destinations

Properties located in the most sought-after neighborhoods— Paris' 16th arrondissement , the Golden Triangle, the Champs-Élysées—are particularly well-suited to this strategy. Luxury apartments, Art Deco buildings like those in the 16th arrondissement , private mansions, or charming villas in Provence or on the French Riviera benefit from significant capital appreciation.

4. Estimation and preparation of the file

• asset expertise : property value, local market conditions, return on investment.

• Choice of financial arrangement : lump sum, monthly payments, duration, indexation, termination clause…

• A tailor-made notarized contract : essential to legally secure the transaction.

5. Key Steps

A. Premium estimate

Obtain a precise valuation of your prestigious property through our partner agencies at Propriétés De Charme . Prices should reflect rarity, architectural quality, and surroundings (villa, luxury apartment, historic residence).

B. Contract preparation

Define the initial payment, monthly installments, duration, and potential occupancy. Include guarantees for heirs and payment terms.

C. Targeted Marketing

Advertise your property on prestigious platforms — list your property on Propriétés De Charme , a dedicated space for high-end properties . Your listing will reach a discerning audience, while maintaining discretion.

D. Selection of buyers

Target wealthier investors or high-net-worth individuals interested in secure and high-performing long-term real estate investments.

E. Notarial Finalization

Signing of the forward sale contract, in the presence of a specialist notary to guarantee the security of the transaction.

6. Why this setup is ideal for you

• You control the timing and the amount of the sale .

• You retain the use of your property according to your needs .

• You receive immediate capital , without waiting for the release of the asset.

• You preserve the value of an exceptional property , without any depreciation due to age.

• You secure the transfer to your heirs.

7. Testimonials and feedback

Some owners of exceptional properties in Paris or Provence have chosen installment sales for their financial, heritage and human advantages : predictability of cash flows, responsible legal choice, and preservation of lifestyle until the property is released.

8. Summary Table